JAPAN EARTHQUAKES 

JAPAN EARTHQUAKES

Issued: 21st Novemer 2016

We are aware that some TINZ policyholders travelling in and out of Japan may be affected by the earthquakes in Fukushima.

We would like to extend our deepest sympathies to all those affected by the earthquakes. Please be advised there is currently a tsunami warning in place. We urge all people in the area to stay safe and follow the directions of emergency service personnel.

If you are currently travelling and need emergency assistance please call +64 9888 9274, we're here to help.

Please note we will assess all claims in accordance with the Policy Wording and your Certificate of Insurance. Your cover will depend on the type of plan you pur chased and your particular circumstances.

POLICIES PURCHASED BEFORE 6AM ON 21ST NOVEMBER: 2016

• If you have been affected by this event, there may be provision for you to claim for benefits provided by your Travel Insurance Policy.  Claims will be assessed in accordance with your Policy Wording and may vary depending on the type of policy you purchased.
   

• IF YOU ARE CURRENTLY TRAVELLING:

• If you have started your journey and your transport is cancelled, delayed, or diverted; or your accommodation is affected as a direct result of the earthquakes, there may be provision to claim for reasonable additional travel, accommodation and meal expenses.
   

Limits, conditions and exclusions apply under your policy.  For full details you should refer to the Policy Wording and Certificate of Insurance you received when you purchased your travel insurance.
 

IF YOU HAVEN'T DEPARTED:

• If you have not yet departed, your policy includes cover for cancellation of your journey, or the unused portions of your journey, as a result of the earthquakes.

  If your pre-booked travel arrangements are cancelled, delayed or rescheduled as a direct result of the earthquakes and you have not yet departed, you may be able to claim for cancellation or rearrangement of your journey (whichever is the lesser).

  We recommend you contact your travel agent or travel provider regarding the best option in altering your trip. Some travel providers may provide penalty free options to amend travel arrangements and we recommend you contact them for further details.

POLICIES PURCHASED AFTER 6AM ON 21ST NOVEMBER 2016:

• Our policies do not cover claims for losses caused by something that you were aware of at the time of purchasing your policy. If you entered into a policy after 6am NZDT on 21st November 2016 we would expect that this was done with an awareness of the earthquakes. For these policies, we will not, to the extent permitted by law, pay any claim caused by or arising from or in any way connected with the earthquakes.

• NEXT STEPS YOU SHOULD TAKE:

• Take all reasonable steps to mitigate your out of pocket expenses, particularly when altering your trip arrangements. By reasonable we mean appropriate and consistent—for example if you have been using two star or budget accommodation on your trip to date, then we advise that the replacement accommodation you seek should be of a similar standard.

You will need to submit all receipts for any additional transport, food or accommodation expenses. If you are claiming cancellation or additional expenses you will need to submit all documents showing your original planned pre-paid arrangements, along with any receipts and documents proving your new arrangements. You will also be required to submit advice from your travel provider indicating which portions of your journey were deemed non-refundable.

• Any compensation and/or refunds you receive from a third party (e.g. airline) for transport, food or accommodation will be deducted from your settlement if your claim is accepted.
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Residents in New Zealand, foreign visitors and concerned families overseas should visit the Ministry of Foreign Affairs and Trade website for post-earthquake information.