Not a Kiwi citizen, that’s ok. At TINZ, we don’t mind what country of residence you’re from, as long as you’re a permanent resident of New Zealand. You can purchase TINZ’s Comprehensive policy allowing you to travel overseas temporarily, as long as you have access to publicly funded health care in New Zealand and have a permanent resident visa that allows you unrestricted access to travel in and out of New Zealand.
Cover for injury or illness including hospital stays, surgery, dental, prescription drugs, doctor and dentist office visits on your trip.
Don’t lose out if you have to cancel your trip. Our cover includes unlimited costs if you can no longer travel or have to return home early.
Airport delays are a common frustration when travelling. Our high level travel insurance provides you with compensation if you’re delayed for more than six hours.
If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases provide you with reimbursement for trip cancellation.
You’re covered on two wheels, so long as you’re wearing a helmet and the driver holds a valid licence recognised in the country you are travelling.
No doubt you’ll be taking a few gadgets away with you. Our comprehensive plans provide top levels of cover for phones, iPads, cameras and laptops.
Rest assured with top notch cover your luggage is covered in the event of loss or theft, whether you’re near or far from home. Phew!
We’re on board with you and don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.
Get comprehensive cover for the things you love. Whether you’re a skier, adrenalin junkie, gadget freak or a high-end holiday maker, TINZ has the cover you’re after.
There are always risks when you travel, even in your home country. Protect your New Zealand holiday with comprehensive domestic travel insurance. You get cover for rental car excess, luggage, personal effects, lost deposits and more.
Looking for ski insurance? Snow problem! TINZ covers a range of winter sports from skiing, snowboarding to heli-skiing & cat skiing. Simply select snow ski cover within the quote process.
Are your travel plans packed with thrills and spills? Without proper cover, your heart-pounding adventure could leave you with a headache.
Are you travelling with a group of friends, school or club? TINZ offers special rates that can save you significant time and money!
Do you have expensive items that you just can’t leave behind? You can add your tech toys, high-end cameras, or designer handbags to your policy as high value items..
Don’t let a pre-existing medical condition get in the way of your travels. We cover 35 existing medical conditions automatically for free. You can also apply to cover additional conditions by assessment.
At TINZ we believe that permanent visa holders of New Zealand have just as much a right to travel safely and securely, regardless of their country of origin. As long as you meet our required criteria, we’re happy to offer you cover for your trip.
We cover, permanent resident visa holders of New Zealand provided you:
- Have access to publicly funded health care in New Zealand
- Have a visa that allows you unrestricted access to travel in and out of New Zealand
Permanent Residents of New Zealand can purchase TINZ’s Comprehensive policy allowing you to travel overseas temporarily, as long as you have access to publicly funded health care in New Zealand, and have a permanent resident visa that allows you unrestricted access to travel in and out of New Zealand.
No, you cannot buy a policy if you do not have access to publicly funded health care in New Zealand.
Yes, if you are eligible for the same rights as your partner who is a permanent resident you can buy a TINZ comprehensive policy. As long as you are travelling overseas temporarily, have access to publicly funded health care in New Zealand and have a permanent resident visa that allows you unrestricted access to travel in and out of New Zealand.
No, non resident visa holders of New Zealand, other than permanent residents do not qualify for TINZ's cover.
No, TINZ doesn’t cover non residents who are visiting New Zealand from overseas.
No TINZ's policies only cover permanent resident visa holders who are travelling overseas from New Zealand temporarily.
No, if you are on a temporary visa valid for less than two years, such as a working holiday visa or student visa for example, we are unable to offer you cover.
However, we’ve done the hard yards for you and found a range of insurers that are willing to. High-fives! Whether your holiday is domestic or international, there are options for you...
1Cover's Visitors to New Zealand offers cover for non residents of New Zealand travelling to, and within New Zealand on a temporary basis. This policy does not cover your return trip to your Country of Residence. QBE's Discover NZ policy provides travel insurance to non residents travelling within New Zealand who are under 60 years old.
Duinsure have two policies: Plan F: Non Residents (Out Bound) which covers non residents on a one-way trip back to their home country, and Plan G: Residents (In Bound) will cover Kiwi residents who are currently overseas but are travelling back to New Zealand.
SCTI’s Visiting New Zealand policy is open to travellers who are visiting, on a working holiday or living in New Zealand on a working visa.
Covermore’s plan I offers cover to non residents for travel only within New Zealand.
Webjet’s plan E provides non residents with trip cancellation and luggage protection cover.
Zoom Travel Insurance covers skilled migrant visa holders, those on partner/defacto visas, students or those here on working holiday visas. As long as you are temporarily travelling overseas and at the date your certificate of insurance is issued you are: aged 74 years and under; and hold a return ticket to New Zealand; and have a home in New Zealand to which you intend to return; and hold a current New Zealand visa which will remain valid beyond the period of your journey; and have private health insurance for the entire journey and beyond.
Persons of any age can buy a policy, however trip limits do apply. Those under 69 years can purchase a policy for a maximum trip duration of 18 months only. Those over 70 can purchase a policy for a maximum trip duration of 6 months only. Our frequent traveller policy is only available to travellers aged 64 and under.
Take note, you may not be covered for certain sports and activities automatically if you don't opt for the 'sports & activities’ add-on. Learn more about our adventure activities cover here.
TINZ automatically covers 35 pre-existing medical conditions at no cost. This includes conditions such as acne, asthma, cataracts, diabetes and osteoporosis. Click here to see a full list of conditions that are automatically covered.
At TINZ we believe that permanent residents of New Zealand have just as much a right to travel safely and securely, regardless of their country of origin. As long as you meet our required criteria above, we’re happy to offer you cover for your trip.
Get a comprehensive quote today!
